Right now, one of the easiest ways for people to get money is to steal it. They steal it via your personal information or by scamming (tricking) people into sending them money directly.
We are going to highlight three of the most popular scams right now and tell you what to do to avoid
them!
1 – Facebook Marketplace
Facebook Marketplace can be a really convenient way to get rid of things you no longer need and make a few extra bucks. However, scammers are really taking advantage of this by creating fake profiles and then using Zelle to request money before they send payment.
How do you avoid this? Click on the buyer's profile before agreeing to sell to them and see if they have had activity lately and if their picture looks real. Then, to be on the safe side, don’t use Zelle for payment. Try cash or Venmo instead.
If you do use Zelle and get an email requesting money, block the buyer immediately and don’t give them any money.
2 – Relative in distress
Several people in the Northern VA area have reported that they received a phone call stating their relative was in a car crash and very hurt and needed money immediately. The caller is panicked, and their tone is harsh – all to convince you to hand over money as soon as possible. By preying on your emotional connection, the caller assumes you will be desperate and give them money.
How do you avoid this? Hang up and call your loved one immediately. Take a breath, and don’t give in to the rushed, panicked request from the caller.
3 – Text message verification
Instead of just calling you to request information, scammers are now sending text messages with links for you to click on. The two most popular are from Amazon and your bank. Typically the text message says there was a large purchase or that your account is going to be deactivated. The scammer is hoping that you will get freaked out and immediately take action via their fake link.
How do you avoid this? Don’t click on anything that comes through via text. Go directly to Amazon if they text you about your account, or call your bank if they text you about a purchase. It is better to be safe than sorry in these situations.
Scams can be really devastating, and unfortunately, they are rising in occurrence as scammers use new tools and technologies. The best way to help avoid them is to just take your time and question the request.
Now that you are better equipped to handle scams, make sure you are equipped to handle plaque and tartar by scheduling your next dental checkup!
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